In April 2001, Mr. Micheletti joined the Bank as Vice President and Chief Financial
Officer. His responsibilities include corporate finance, accounting and administration.
Before joining the Bank, Mr. Micheletti was Vice President- Finance for TeleSpectrum
Worldwide Inc., an international provider of outsourced telephone and Internet
services to large companies in a variety of businesses, including financial services,
wireless telephone service, government and Internet-related services. In July 1999,
TeleSpectrum acquired International Data Response Corporation (IDRC), a competitor,
where Mr. Micheletti held the position of Vice President and Corporate Controller
since joining IDRC in 1997. From 1990 to 1997, Mr. Micheletti was Vice President and
Chief Financial Officer of Linsco/Private Ledger Corp (LPL Financial Services), a $300
million independent contractor securities broker dealer with offices throughout the
United States. Prior to joining LPL Financial Services, Mr. Micheletti was Vice
President, Controller and Vice President, Financial Reporting for Imperial Savings
Association, a publicly traded $10 billion savings and loan. Starting as an internal
auditor in 1985, Mr. Micheletti was promoted to various positions within the bank's
finance organization and became Controller in 1990. Mr. Micheletti also held several
positions with Deloitte & Touche LLP as an auditor from 1980 to 1985. Mr. Micheletti
is licensed as a CPA in the State of California and has held various NASD securities
licenses. He holds a B.S. from San Diego State University.
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